Turn wallet behaviour into personalised financial coaching
WalletSense.AI helps banks and fintechs deliver real-time insights that guide users toward smarter financial habits.
The Platform
AI-Powered Platform Delivering Personalised Experiences
Five powerful modules working together to transform how your customers manage money.
Improve Customers' Financial Wellbeing
Advanced personal finance management and money management solutions that empower users to take control of their finances with real-time insights and personalized recommendations.
Smart Insights
Know what's changing in your money — before it becomes a problem.
Never miss a bill
See upcoming obligations and pay on time with reminders or autopay.
Save without thinking
Automatically save small amounts that fit your cashflow.
Goals that reflect real life
School fees, rent, emergencies — set goals that matter.
Earn rewards
Get points, rewards, and streaks for everyday money actions.
How It Works
Three steps to smarter money habits
Transform transaction data into coaching your customers use.
Detect
Our AI analyses transaction data in real-time — surfacing recurring bills, frequent payees, spending patterns, and income flows before your customer even notices.
Capabilities
- Recurring bill detection
- Spending trend analysis
- Income pattern recognition
- Payee frequency mapping
Value Proposition
Built for customers. Designed for partners.
Measurable outcomes on both sides with solutions purpose-built for Africa.
Stay ahead of bills
Get proactive reminders before due dates so you never pay late fees.
Save consistently
Even with irregular income, auto-save adapts to your cashflow patterns.
Understand spending effortlessly
Clear insights without complicated spreadsheets or manual tracking.
Feel rewarded for good habits
Earn streaks, points, and rewards for everyday financial actions.
Why this works in Africa
Purpose-built for mobile money and local realities.
Mobile-money first
Built around P2P transfers, bill pay, agent networks, and cash-in/cash-out.
Irregular income ready
Designed for gig workers, small traders, and anyone with variable cashflow.
Local obligations
School fees, transport costs, rent cycles, and chama contributions.
Scales across markets
Configurable per country. Works across USSD and modern apps.
Why WalletSense.AI
Enterprise-ready. Go live in 8 weeks.
Built with the deployment speed startups love and the security standards banks require.
Proven deployment timeline
From agreement to commercial launch
Commercial agreement
Sign MOU / NDA and align on terms.
Data access & governance
Define data requirements and protocols.
Model training
Train AI models on your transaction data.
SDK / PWA integration
Embed WalletSense into your app.
Pilot & KPIs
Launch controlled pilot, measure KPIs.
Commercial launch
Full rollout with ongoing optimisation.
Data required
Transaction history, bill payments, balance snapshots
Deployment options
Native SDK, PWA, WebView, or API-only
Enterprise-grade security, by default
Encryption at rest & in transit
AES-256 and TLS 1.3 protocols.
Role-based access controls
Granular permissions for sensitive data.
Comprehensive audit logs
Every access event is logged and traceable.
Configurable per regulator
Adapt rules to local regulatory requirements.
You remain data controller
Full ownership and control of customer data.